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State Farm® Insurance Agent

Karen Smith

2500 Grand Avenue Suite M
Billings, MT 59102-7103

Behind the CVS on 24th and Grand

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


2500 Grand Avenue Suite M
Billings, MT 59102-7103



The Karen Smith-State Farm office is proud to serve Billings, MT with insurance and financial services with a focus on relationships.

I am your local State Farm Insurance Agent for the Billings area. I have been with State Farm since 2020 but opened my office in April 2021. My husband and I have three fur-babies, Champ, Ghost and Kate. We love to travel. I graduated from Rocky Mountain College, right here in Billings. I love all things outdoors. I try to spend as many weekends as possible in Yellowstone National Park, Red Lodge Mountain, the Bull Mountains, and anywhere else I can get away.

I am a member of the Billings Chamber of Commerce, NextGen and NAIFA as well as other organizations around town.

My team of licensed Insurance Professionals and I are here to help get you insurance coverage for your specific needs. Not only can we help with auto insurance, homeowners’ insurance, life insurance and financial services to the Billings, MT area including the surrounding counties, but we are also able to assist small business owners with their commercial lines of insurance and especially our local farmers and ranchers! Give us a call today for a free insurance quote!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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Our mission is to localize excellent customer service to help mitigate individual risk by leveraging our national platform.

If customer service is what you are hoping to find look no further than the Karen Smith - State Farm team. My team members go above and beyond to help our customers with home, auto, renters and life insurance. Please reach out to us with any questions.

Patti Monaco State Farm Agent Team Member

Patti Monaco

Multiple Line Representative

I have been working with State Farm customers for 15 years; having the opportunity to work with many great agents! I have been married to my wonderful husband for 35 years. We have 2 beautiful daughters and 2 amazing men in their lives. We have 3 grand puppies. I enjoy crafting, traveling and spending my spare time with family and friends.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.