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State Farm® Insurance Agent

Karen Smith

2500 Grand Avenue Suite M
Billings, MT 59102-7103

Behind the CVS on 24th and Grand

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


2500 Grand Avenue Suite M
Billings, MT 59102-7103



Karen Smith is a State Farm Insurance Agent serving the greater Billings, MT area. She joined State Farm in 2020 and opened her office in April 2021. Karen is committed to building strong relationships with her customers and has been dedicated to providing insurance and financial services.

Karen shares her home with her husband and their three fur-babies: Champ, Ghost, and Kate. She enjoys traveling and exploring new destinations, particularly in the great outdoors, including Yellowstone National Park, Red Lodge Mountain, and the Bull Mountains.

Karen is a proud graduate of Rocky Mountain College in Billings and is deeply rooted in the community she serves. She is actively involved in various organizations such as the Billings Chamber of Commerce, NextGen, and NAIFA, and she is dedicated to making positive contributions to the local area.

Karen and her team personalize coverage to individual needs, offering services such as auto insurance, homeowners' insurance, life insurance, and financial services. They are committed to providing insurance coverages to the Billings area and surrounding counties. Karen has a special focus on assisting small business owners, farmers, and ranchers.

If you're interested in getting a free insurance quote and reliable insurance protection, Karen invites you to reach out to her and her team.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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Our mission is to localize excellent customer service to help mitigate individual risk by leveraging our national platform.

If customer service is what you are hoping to find look no further than the Karen Smith - State Farm team. My team members go above and beyond to help our customers with home, auto, renters and life insurance. Please reach out to us with any questions.


Tifanny Hopper

Insurance Account Representative

I grew up in the heart of Nebraska and have a strong passion for the country life. My significant other and I have a blended family of 7 children. I am your Insurance Representative at Karen Smith's Office. Whether you need assistance with Auto, Home, Renters, Life, or Business Insurance, I am here to help.

Destanie McNeiley


I am a dedicated team member who has honed my skills during my tenure working alongside Karen Smith for over a year.Outside of my career, I find joy and relaxation in the art of crochet, where I create intricate and beautiful pieces. I proudly boast a green thumb, tending to my garden, turning it into a colorful oasis.I am happily married and embrace my role as a loving stepmother to my beautiful bonus daughter. My household is a lively one filled with the presence of 5 beloved dogs.

Karman Smith

Agent's Assistant

I am from southwest Virginia. I am a complex soul woven with a love for cows, books, football, horses, and the atmosphere of concerts. After finding myself in Montana, my heart remains warm by travelling. Professionally, I have been with Karen since Aug. 2021. I dedicate my time to providing exceptional service to help ensure each interaction leaves a positive impact. With an attachment for food and curiosity, I continue to carve a path, ready to embrace each adventure!
Patti Monaco State Farm Agent Team Member

Patti Monaco

Multiple Line Representative

I have been working with State Farm customers for 15 years; having the opportunity to work with many great agents! I have been married to my wonderful husband for 35 years. We have 2 beautiful daughters and 2 amazing men in their lives. We have 3 grand puppies. I enjoy crafting, traveling and spending my spare time with family and friends.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.